What it can cover
- Electricity, gas and water bills
- Rent arrears or a rental bond
- Car rego and insurance renewals
- Council rates and strata levies
- School fees, uniforms and equipment
Talk to your providers too
Most energy, water and phone providers have hardship and payment plan options. Ask them first, then borrow for what is left. Our Warning About Borrowing page lists more options.
Simple, clear, online.
All online
Apply, sign and manage your loan from your phone or computer.
Your amount
Choose any amount from $2,001 to $3,500.
Repayments on payday
Direct debits are set to match your pay cycle.
Repay early any time
Pay extra or pay your loan out early with no early repayment fee.
Secure bank feed
Share statements through a read-only bank feed.
VIP Login
Returning customers can log in to see their loan and apply again.
Four simple steps.
Apply online
Pick your amount and fill in one simple form on your phone or computer.
Share your statements securely
Connect your bank through our secure bank feed. There is nothing to scan or post.
We assess your application
We look at your income and expenses to make sure the repayments are manageable.
Sign and receive your money
Review your contract, sign online and we send the money to your bank account.